Many people are surprised to hear that Tucker & Ludin handles Life Insurance cases. Most people ask how there could ever be a dispute in a Life Insurance or Accidental Death & Dismemberment (AD&D) insurance case. Although it may not seem obvious, these claims are often denied. Some examples of the denials we have fought for our clients:
Improper enrollment in an insurance plan.
Improper beneficiary designations or disputes over which beneficiary should get paid (this often happens after a divorce).
Disputes about whether a death or dismemberment (loss of a limb) was an “accident.”
Conversion denials - When someone has life insurance through their job, they may be able to switch their policy from a group to an individual policy when they leave that job. Sometimes, the insurance company will deny that coverage.
Premium Waiver for Disability - Many policies will waive your Life or AD&D premium if you become disabled while the Life or AD&D coverage is in force. In other words, the insurer may allow you to keep the Life or AD&D insurance coverage, and you do not have to pay a premium for as long as you are disabled.
In many cases (though not all) , your insurance company will have to pay your attorney fees if you win your case. If you believe we can be of assistance in helping you with a denial Life or AD&D claim, please contact us. Attorney John Tucker offers a free consultation and would be happy to speak with you.
