ERISA Law Firm serving Florida and across the U.S.
Employee benefits lawyers in Florida assisting clients throughout the United States
ERISA is the Employee Retirement Income Security Act of 1974, a federal law that governs health and pension plans from your employer. ERISA covers any employee benefit offered by a private employer. The ERISA attorneys of Tucker & Ludin handle employee benefit claims for individuals and small businesses across Florida, and are capable of taking cases throughout the United States. Our Florida ERISA lawyers handle the following types of ERISA claims:
- Disability benefits - long term disability (LTD) insurance
- Health benefits (where the claim is over $50,000)
- Life and accidental death benefits
- 401k claims—particularly where an employer or administrator has failed to properly deposit funds
- Pension claims
Since ERISA is a federal law, these claims are argued in federal courts and litigated differently than other kinds of disability claims. For your employee benefit claim, contact the Clearwater and Tampa Bay lawyers at Tucker & Ludin. Speak to a skilled attorney at our top-notch Florida ERISA law firm for the straight answers you need.
Disability Benefits
Disability insurance benefits are designed to protect you in the unfortunate event that an injury or sickness prevents you from working. Disability insurance—also known as income replacement insurance—may be purchased through your employer or on your own. The vast majority of ERISA claims relate to disability benefits, and Tucker & Ludin attorneys handle all types of ERISA disability claims.
Unfortunately, many people do not realize how many disability insurance claims are denied. As experienced employee benefit recovery lawyers, Tucker & Ludin can handle all disability benefit claims and their appeals. Do not hesitate to speak to an attorney at our Florida employee benefits law firm. Our ERISA law firm in Florida welcomes your questions and pledge to provide answers to you in plain English.
Life Insurance Benefits
Like heath care and pension plans, life insurance benefits that an employee or the employee's dependent gets through a private employer are subject to ERISA. ERISA has peculiar rules, and you want an attorney that has ERISA litigation experience if your claim for ERISA life insurance benefits is denied.
Life insurance protects your family from the loss of your earning power in case you die. Tucker & Ludin works to protect you when the insurance company denies a life insurance or accidental death insurance claim. ERISA attorneys at Tucker & Ludin fight aggressively to help you recover life insurance benefits that are denied.
Pension Benefits
Pension and 401k claims are becoming more common. If your pension administrator improperly calculated your pension benefits...or if your employer is not properly paying 401k money withheld from your paycheck or money that is supposed to match your contributions into your 401k plan, call the pension attorneys of Tucker & Ludin, P.A. You want an attorney that has ERISA litigation experience to get you the pension and 401k benefits that you have been wrongly denied.
Subrogation and Reimbursement to Insurance Companies
Subrogation and reimbursement are legal claims asserted by health and disability insurance companies to recover benefits they have to pay to claimants hurt in accidents caused by other parties' negligence. The most common subrogation/reimbursement scenario involves a person hurt in a car accident who goes to a hospital or doctor. If the medical provider's bill is paid under a health plan, the health plan administrator has a right to try to recoup the amount that was paid from either the driver that caused the accident (through subrogation) or from the injured person (through reimbursement).
While many courts have blurred the distinction between reimbursement and subrogation, there remains a meaningful distinction between these two types of claims. Either way, if an insurance company is coming after you for money, call Tucker & Ludin, experienced ERISA lawyers in the Tampa Bay area.
Insurance or Pension claim wrongly denied? Call us for a free consultation.
Are you seeking an employee benefits lawyer in Florida? Do you have questions about ERISA or other employee benefits? Insurance companies have very experienced in-house counsel to pursue subrogation and reimbursement payments from the allegedly negligent parties and to deny valid disability and life insurance claims. It is critical that you have seasoned disability benefit recovery lawyers on your side to fight big insurance carriers to help you get what you deserve. For your ERISA claim, contact Tucker & Ludin in Clearwater and Tampa Bay, FL for a free initial consultation today. Our Florida benefits lawyers can help you recover what you deserve.
