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Insurance Claims

Helping you recover what you are entitled to

You rely on your insurance policy to cover you when you have a claim. But when the insurance company decides not to pay out, you need experienced lawyers to help you get the money you deserve.

The fact is that insurance companies are businesses, just like any other. Their goal is to make money and pay out as little as possible. Insurance adjusters work to minimize settlement value and deny claims outright, even to injured people with valid claims.

Florida law firm Tucker & Ludin represents people throughout the Tampa Bay area who have been taken advantage of by insurance companies. These companies work for you, and our attorneys remind them of that. We take on the insurance companies to fight for your right to compensation.

Disability insurance

Disability insurance—also known as income replacement insurance—falls into two categories:

• Employer-provided insurance
• Individually purchased insurance

Companies often provide employees the option to purchase disability insurance.  These policies function under Employee Retirement Income Security Act (ERISA) a federal law. View the ERISA page on this website for more information on these claims.

When people fully rely on independent insurance or when people supplement their ERISA policies with individual disability insurance, filing a claim for benefits can be complicated.  Not knowing the laws surrounding these insurance claims can end with you not getting fair compensation for your injury.  You need experienced Florida insurance attorneys to handle your claim effectively.  Contact our law firm to schedule your free initial consultation.

Health insurance

The cost of medical care without health insurance is too expensive for most people to handle. Health insurance policies are not always as helpful as they seem.  They can be expensive, strictly limited, and complex. Furthermore, insurance companies use these complicated healthcare policies to deny valid claims and pay out as little compensation as possible.

Our Tampa Bay law firm handles individual and group health insurance claims and lawsuits. We understand that when you have been denied the insurance benefits you need, hiring a lawyer can seem like another cost. At Tucker & Ludin, we invite you to contact us for a free phone consultation on your case. We let you know if we can help, and depending on your policy, we may even get your insurance company to cover your attorney fees.

Life insurance

If your claim to recover life insurance from your loved one’s passing is denied, it seems the insurance company is adding insult to injury. Luckily, experienced Florida insurance attorneys are on your side.

Our lawyers have successfully fought various denials on behalf of our clients, including—

• Improper enrollment in an insurance plan
• Improper beneficiary designations or disputes over which beneficiary should get paid
• Disputes about whether a death or dismemberment was an accident
• Conversion denials—when the insurance company denies your claim after you have switched life insurance policies from a group plan to an individual
• Premium waiver for disability—if you have been seriously injured, your insurance company may allow you to waive your premium payments
• Credit life insurance on mortgages or other loans

In a free phone consultation, Tucker & Ludin lawyers can discuss with you how to recover life insurance benefits and accidental death and dismemberment insurance benefits.

When you have been wronged, hire the right law firm

At Tucker & Ludin, our attorneys and staff are committed to aggressively representing those who have been wrongfully denied insurance claims. If you feel we may be able to assist you, please call us toll-free at 866-282-5260 or contact us online to schedule a free initial consultation.